Resources

The Consumer Action Group (Bank Action Group) - the leading and best online forum for reclaiming bank charges in the UK (free registration required to access all areas)
Money Saving Expert - Martin Lewis' excellent self-help website, which provides free advice and support for reclaiming bank charges.
Castaneda and Others v. Clydebank Engineering and Shipbuilding Co., Ltd (House of Lords) (1904) 12 S.L.T. 498; [1905] A.C. 6 (PDF file).
Judge warns bank over charges (BBC Money Box 27 January 2007).
Mohammad Sarwar MP set to launch UK law reform campaign on unfair bank charges - letter to Rt Hon Gordon Brown MP (PDF file, 9 September 2006).
Daily Mail (This is Money, 8 September 2006) Banking Code change; & Abbey National plc refund bank charges after GLC county court action
Radio 4's 'Money Box' - Bank Charges - 18 February 2006. Challenge bank charges, says lawyer
Article on the Unfair Terms in Consumer Contract Regulations, by John Carruthers, Advocate (31 October 2005) - PDF.
OFT says default charges must reflect real loss or they will be 'unfair' - 26 July 2005
BBC Radio Scotland's 'Sunday Live' - unfair bank charges discussion - 9 April 2006 Govan Law Centre interview; Case studies package
Listen to BBC Five Live debate (in real audio) on bank charges with Govan Law Centre's Mike Dailly - 5 August 2005
Student wins claim over bank charges - The Times, 29 June 2005.
Challenge unfair bank charges - Andrew George MP, press release on constituent's country court success on bank charges as unlawful 'penalty' charges, 14 February 2005 ; Article on this case by Richard Colbey, Barrister, The Guardian, 5 February 2005.
Article on unlawful bank charges by Richard Colbey, Barrister, The Guardian, 25 September 2004.
Nigel Beard MP - press release calling for transparency in bank & credit card company profits from bank charges, 28 October 2004.
UK banks's £3bn overdraft 'sting' - BBC report, 2 September 2004 (link to BBC news)
Scottish Law Commission (PDF) - Report on Penalty Clauses - 18 May 1999.
Unfair fees (PDF) - a report into penalty fees charged by Australian banks, Consumer Law Centre Victoria, December 2004.
Bank charges may be illegal: study (pdf), 21 December 2004 - Business press article on a report from the Consumer Law Centre Victoria (Australian banks charge 64 to 92 times more for debit dishonour than the cost to process).
English & Scottish Law Commissions (PDF) - Report on Unfair Terms in Contract - February 2005.