unfair
UK
bank charges
3 EASY STEPS
STEP 1
Send Letter to your Bank
STEP 2
Refused a Refund?
Send a Final Letter
STEP 3
Raise a Court Action
- Scotland
- England, Wales & Ireland
Ignored?
Not sure how many charges?
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GLC note on opposing applications by UK banks [PDF]
DPA Letter [WORD]
DPA Letter [PDF]
Banks impose charges to off-set the cost of bad debts
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mortgage charges in Scotland
Challenging mortgage repossession charges & expenses [PDF]
Challenging mortgage repossession charges & expenses [HTML]
benefits & bank arrestments in Scotland
Bank Arrestment Benefits Letter - [PDF]
Bank Arrestment Benefits Letter - [HTML]
Bank Arrestment Bank Charges - [PDF]
Bank Arrestment Bank Charges - [WORD]
section 42, 1982 Act
section 44, 1982 Act
your comments
abbey
american express
halifax / bank of scotland
mbna
monument
northern rock
preferred mortgages
student loans co
ulster bank
woolwich
yorkshire
step 1 - send a letter to your bank
Letter 1 - use where transactions have been declined [PDF]
Letter 1 - use where transactions have been declined [WORD]
Letter 2 - use in all other cases [PDF]
Letter 2 - use in all other cases [WORD]
why do you need 2 letters?
step 2 - Refused a refund? Send a final letter
Final 'Step 2' Letter [HTML]
Final 'Step 2' Letter [WORD]
Final 'Step 2' Letter [PDF]
Step 3 - Raise a small claim action in Scotland
small claims Form 1 and 1B [WORD]
Pro forma statement of claim: [PDF]
Pro forma statement of claim: [WORD]
Taylor Yorkshire News
OFT Guidance
undefended expenses in scotland
small claims rules document
Form 11 Claims Document [PDF]
Step 3 - Small claim action in England, Wales or Northern Ireland
Ignored? Send this Letter
Ignored? Send this Letter [WORD]
Ignored? Send this Letter [PDF]
Ignored? Send this Letter [HTML]
Not Sure How Many Charges?
Data Protection Act letter [WORD]
Data Protection Act letter [PDF]
info commissioner
style Data Protection Act letter [WORD]
style Data Protection Act letter [PDF]
Complain to the Financial Ombudsman
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